The Smart Way to Get Paid Before You Buy a Stock
- 2 days ago
- 2 min read
Most people invest the same way.
They find a stock they like… Wait for a “dip”… Then buy and hope it goes up.
That’s the default playbook.
But there’s a smarter way—one that flips the order and puts you in control.
Instead of paying first and hoping later…
You get paid first.
Let's Talk About What Smart Traders Actually Do
Here’s the shift most people miss:
Good investors don’t just buy stocks. They structure entries.
That’s where options come in—not as a gamble, but as a tool.
One of the simplest ways to use them?
Selling cash-secured puts.
Sounds complex. It’s not.
A Simple Example
Let’s say there’s a stock you genuinely want to own.
Not hype. Not a meme. A real company.
It’s trading at $100.
Most people:
→ Buy at $100
Smarter approach:
→ Sell a $90 put→ Collect a premium upfront
Now you’ve created two outcomes:
Outcome 1:
The stock stays above $90→ You keep the premium→ You never buy the stock→ You still get paid
Outcome 2:
The stock drops below $90
→ You buy the stock at $90
→ But your real cost is lower because of the premium
Either way, you win differently.
Why This Matters More Than People Realize
This isn’t just about “making extra income.”
It’s about changing your mindset as an investor.
Most people:
Chase entries
React emotionally
Buy at bad prices
Smart traders:
Set terms
Get paid for patience
Enter with intention
That’s a completely different game.
The Hidden Advantage: Time
There’s something else working in your favor here.
Time decay.
Options lose value over time. That’s a fact.
If you’re buying options, time is working against you.
If you’re selling them?
Time is working for you.
Every day that passes—without the stock crashing—you’re getting closer to keeping that premium.
You’re not just investing.
You’re running a strategy.
This Is How Consistency Is Built
The goal isn’t hitting one big trade.
The goal is stacking small, repeatable wins.
That’s what most people don’t understand.
They want:
Big returns
Fast results
Minimal effort
But real wealth comes from:
Process
Discipline
Positioning
Selling premium—when done correctly—checks all three.
But Let's Be Real for a Second
This isn’t risk-free.
You can still:
Get assigned shares
Hold through volatility
Tie up capital
That’s why the rule is simple:
Only sell puts on stocks you actually want to own.
Not “kind of like.”Not “Twitter said it’s good.”
Actually want.
Because if you end up owning it… you should be okay with that.
The Bigger Picture
This strategy is just one piece of a larger idea:
Stop playing the game like everyone else.
Most people:
Buy high
Panic sell low
Repeat
Smart investors:
Think in probabilities
Get paid to wait
Control their entries
Once you understand that…
You stop guessing—and start operating.
Final Thought
If you remember one thing, make it this:
You don’t have to chase stocks.
You can make them come to you—on your terms.
And get paid while you wait.
Want to Go Deeper?
I break this down step-by-step inside the Options Classes.
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